Almost none of the risk lies with Metrodom. Firstly, only a small portion of the purchase price—the deposit—is paid upfront. The remaining balance is due only after the building is complete, the apartment’s technical handover has occurred, and the occupancy permit has been issued. Additionally, as our projects are financed by the bank, your deposit is held in a blocked account, accessible to us only after construction is finalized and you have fully paid for and taken possession of your apartment. Our financing agreement with the bank ensures that, even in the unlikely event of issues on our end as the developer, your deposit remains secure. Once you pay the full purchase price upon completion, you will receive the apartment. The only consideration on your part is your ability to fulfill the payment for your apartment.

The bank account number for your payment is provided in the (pre)contract. However, we will also notify you each time a payment is due, and the bank account number will be included in these notifications.

Yes, you may do so. However, please note that the purchase price and each installment are specified in HUF, as is the bank account. Regardless of the currency you transfer, the bank will automatically convert it at the daily exchange rate, and the amount will be credited to our account in HUF. The credited HUF amount will be considered your payment, and you will receive an invoice for this amount in HUF. Should the currency conversion result in a shortfall, you will be responsible for covering the difference.

If you require a mortgage or plan to use state support to finance your home, you are free to choose any bank. However, please be aware that certain banks may impose contractual or disbursement conditions that we are unable to meet. For instance, some banks disburse funds only after the condominium is registered, rather than upon issuance of the occupancy permit; due to the resulting delays, we cannot accept this condition. Therefore, we recommend sharing your preliminary contract or a draft contract with your chosen bank before signing to ensure any issues can be addressed promptly. For a smoother process, we suggest considering MBH or OTP Bank, which also finance our developments. These banks offer expedited loan processing and exclusive discounts on Metrodom properties through dedicated agents.

State-subsidized loans and other government support options for home purchases are subject to regular updates. Our financing partners, OTP and MBH, have dedicated administrators who are available to assist with any questions you may have. Both banks currently offer subsidized loan options to support the financing of your new home with us.

If you plan to finance your home purchase through an employer loan, we recommend reviewing our draft contract with your employer in advance. Should any modifications be necessary, our property consultants or the attorney who drafted the contract are available to assist, ensuring that the final contract meets your employer's requirements.

We have no objections in principle; however, based on our experience, domestic leasing companies generally only release funds after the condominium and individual units have been registered. This results in a delay of several months following the issuance of the occupancy permit, which we cannot accommodate. If you are interested in purchasing via lease, we recommend exploring available apartments in our completed and handed-over buildings (filtered for immediate move-in), as leasing arrangements are typically feasible for these properties.

Many customers finance part of their purchase with proceeds from selling their current home. However, in practice, the sale proceeds may only be available once you vacate your current property, while moving into your new home requires full payment. To facilitate this transition, we have partnered with Flatco, a rental company, allowing Metrodom customers to rent an apartment for a few months during this interim period. As a Metrodom customer, you will also receive an additional discount on rent during this period.

It may vary from one complex to another, but generally, a 10% deposit is required upon signing the pre-contract, with the remaining balance due just before you move in. This means that 90% of the purchase price is payable only after your apartment is fully completed, the technical handover is complete, and the final occupancy permit has been issued. If you request a technical modification during construction or select a product with an additional charge, the cost must be paid upon ordering the modification. For apartments in completed buildings, the full purchase price is typically due within a few weeks, with specific deadlines to be arranged with your property consultant.

This primarily depends on the length of the delay and whether you have informed us in advance of the anticipated delay. If you have, our customer management team will offer a flexible approach. However, in cases of significant payment delays or if we need to reach out to you due to the delay, late payment interest will be charged. The applicable rate and detailed terms regarding late payments are outlined in the sales contract.

The sales contract provides detailed information on the procedures if payments are delayed or cannot be completed. It is essential to inform us proactively, preferably in advance, if you anticipate any issues. More information on this process can be found in this section.